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Vice President of Credit Risk and Pricing

Michael Brown

Michael Brown joined LendingUSA as the vice president of credit risk and pricing. He has 12 years of experience in the financial services industry, including eight years with Synchrony in a variety of roles in risk, analytics, and consulting. Most recently, Michael was vice president of merchant analytics, where he was responsible for analyzing and optimizing merchant enrollment and engagement.

Michael’s early career saw him navigating the financial crisis at Fannie Mae and rebuilding risk-based pricing models. He also worked at the Federal Reserve Bank of Chicago, working on banking reforms and studying the impact of the post-crisis realignment on regional banks. Michael holds a Bachelor of Business Administration from The George Washington University, as well as an MBA from the Kellogg School of Management at Northwestern University.

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