TAKE CHARGE OF YOUR DEBT
Freshstart Loans are the smartest way to consolidate & pay off your debt
Call Us Today To Get Started!
Pay off your debts faster and easier through one low monthly payment at a fixed rate. Learn more about your options and speak to one of our loan specialists today!
Join more than 150,000 borrowers who trust LendingUSA
LendingUSA is a top-rated company that helps you finance the important moments in life.
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Based on 671 Reviews as of 3/1/2023
How a Freshstart loan can help you
Pay down high-interest debt, faster
Get a single FIXED RATE and one low monthly payment
You may be approved even with less than perfect credit
Call now to speak with a dedicated loan specialist
(888) 681-52903 Easy Steps To Get Started
Call
Call Toll Free to discuss your options with our friendly staff
Enroll
Enroll in a participating program*, make a down payment, and apply
Approve
Get approved. Loan will consolidate your enrolled accounts, leaving you with one easy monthly payment
Testimonials
“I am currently enrolled in a credit counseling service. I received notice that I was eligible for a pre-approved loan through LendingUSA. I was put in contact with Mr. Mauricio L who walked me through the process. The process was very easy to navigate and the quickness was fantastic. Mr. Lopez answered all questions and very professional. I would highly recommend their services. I am now receiving calls that all my credit cards debt are being paid by the loan I secured from LendingUSA. What a relief to able to consolidate all my debt into one payment when no other loan agency would even consider me.”
E. Martin
“I was very satisfied with the process from beginning to end. Daniel L. was very knowledgeable, he explained everything very clearly and answered all my questions.”
M. Litchfield
Pay Off Your Debts Faster with Freshstart Lending
PLEASE CALL US DIRECTLY AT
(888) 681-5290
All loans are made by our lending partners. Amounts financed range from $1,000 to $35,000. Loans are not available in every state. An origination fee of up to 8% may be included in the principal loan amount that results in an APR up to 29.99%. Loan approvals are subject to credit underwriting and identity, income and/or employment verification.
Debt Settlement Program Overview:
Upon contacting LendingUSA, you will be referred to a participating debt settlement company (“DSC”) that offers a participating debt settlement program (“Program”). LendingUSA may receive compensation from the DSC related to this referral. By enrolling in a Program, the DSC will create a payment plan for you and set up a customer dedicated account (“CDA”) for you to make those payments to, so that they can be escrowed. You will then be asked to stop paying on your enrolled debt. The DSC will then attempt to settle your debt for less than what you owe and use those escrowed payments to pay off your creditors over time for a fee. Enrolling and participating in a Program may have adverse credit, tax, and legal consequences.
To be eligible to apply for a Freshstart loan through LendingUSA, you must enroll in a Program and either (i) deposit a specified percentage of your enrolled debt into your CDA as a down payment, or (ii) you must make a minimum of 6 full monthly payments into your CDA, the last 3 of which must be consecutive and cannot be late or returned due to nonsufficient funds. Loan proceeds shall only be used to pay off and consolidate the accounts that you enrolled in the Program and must be repaid.
