What is Lending-as-a-Service (LaaS)?
Introducing Lending-as-a-Service (LaaS): Your all-in-one solution for seamless customer financing. With our technology-driven platform, your business can effortlessly design unsecured installment loans while we handle regulatory audits, risk management, and compliance frameworks. Stay focused on your business as we ensure you offer the perfect financing options, all while maximizing returns with borrower payments.
Why Choose LendingUSA for Your Loan Origination & Servicing Needs?
Earn Yield
Introduce an additional revenue stream for your business by earning YIELD from either the entire or a selected portion of your clientele.
Sell More
Providing financing options increases sales and offers customers more choices, ultimately boosting sales without the need for cash discounts!
Lower Fees
Maximize revenue by earning interest on transactions, cutting third-party finance costs, and reducing operational expenses.
Trim Customer Acquisition Costs
Expand approval rates to boost conversions, reducing customer acquisition costs and enhancing profit for a significant financial impact.
Next Steps
With an initial consultation, we will work side-by-side to design your customer financing program. See the quick and easy process below!
Step 1:
With a LaaS expert, we will assess your current products/services, design financing options, and review projected loan portfolio returns.
Step 2:
Establish a cash reserve (or SPV/special purpose vehicle) for merchant loan purchasing.
Step 3:
Complete the merchant, loan purchasing, and servicing agreements.
Step 4:
We will train your team and ensure a seamless transition upon go-live.
Ready to boost your profit margins and enhance customer satisfaction with Lending-as-a-Service? Engage with us today to start your journey towards seamless customer financing and increased revenue. Request your personalized demo here!
