Personal loans for good & bad credit


Personal loans for good & bad credit

Now a lack of funds doesn’t have to keep you from getting the products and services you need. Our personal loans program is fast, easy, and affordable. Because why wait?

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What makes our soft pull personal loans better than a credit card?

What makes our soft pull personal loans better than a credit card?

Unlike credit cards, LendingUSA offers fixed payment amounts with fixed terms for soft pull personal loans. This gives you greater control over how you manage your monthly expenses.

Application Time

In Minutes

Pre-Approval Decision

In Seconds

You can apply online, from anywhere. Simply provide the required information, choose your options, and sign the online agreement. The entire process is quick, simple, and secure.

Benefits of LendingUSA Soft Pull Personal Financing

Increased  Buying Power

Buying Power

With high loan amounts, you won’t need to settle for services you don’t want.

Affordable  Monthly Payments

Monthly Payments

Select a monthly payment amount that fits comfortably into your household budget.

No  Interest Promotion

Interest Promotion

Pay $0 in interest when you pay off your loan in full within 6 months*.


Offering Financing to Customers

“How to offer financing to my customers”

Offering financing through LendingUSA to your customers can be a powerful way to enhance their purchasing experience and boost sales for your business. However, you may be wondering, “how can I offer financing to my customers?” Well, to effectively offer financing, you and your employees should have a basic understanding of how financing works. LendingUSA offers “how to offer financing to my customers” training guides that can help you learn more about the specifics of our loan products.

Once employees have an understanding of LendingUSA’s loans and financing terms, the next thing to do is clearly communicate that financing is an option to your customers, both online and in store. This can be accomplished through promotional materials, signage, dedicated sections on your website, and through word of mouth from your sales team.

In short, here are the steps to how to offer financing to customers:

  • Partner with a company like LendingUSA that specializes in financing solutions for customers
  • Ensure employees have a clear understanding of LendingUSA’s loan product
  • Clearly communicate with customers that financing is an option for them

Once you follow these steps for how to offer financing to your customers, it’s only a matter of time until you begin having customers fill out an application, quickly get pre-approved, and decide to purchase goods and services from your business—meaning you get more sales and your businesses gains more revenue!

Join more than 150,000 borrowers who trust LendingUSA

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Checking your rate won’t harm your credit score

You won’t be penalized for exploring your options, so there’s no reason to delay. Now is always the best time to finance life’s important moments.

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Other Industries We Serve

We don't stop at personal loan financing. Learn how LendingUSA can help you navigate all of life's important moments.

For Merchants

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

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For Borrowers

For Borrowers

Get the goods and services you want with our easy payment options.

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