A financing solution built to help your business

How often do you lose a sale because a customer wants your product or service, but feels it’s out of their price range? Our fast and easy financing process allows you to sell more of your retail goods and services– all without hidden fees, costs, or hassles to your business.


Thousands of business owners are turning to LendingUSA for customer financing. We offer:

More Approvals

We approve a wide range of credit scores. That means more approvals for customers, and more sales for you.

Higher Revenues

We can approve high loan amounts, helping you sell more services, create stronger cash flow, and increase earnings.

Lower Fees

Stop paying for enrollment and membership fees. Start growing your business.

Faster Payments

We transfer funds to your business within days, via direct deposit. That means no billing or collections headaches.

We make it easy to grow your business.

Our seamless, paperless process works with any mobile, tablet, or computer, can be completed right at your point-of-sale, and funds you quickly and directly.

Application Time
Pre-approval Decision

You’ll also have free technical and marketing support, plus a dedicated Relationship Manager always on-hand to provide expert guidance and help you maximize the potential of financing. It’s everything you need to help your business grow.

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

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For Borrowers

Get the goods and services you want with our easy payment options.

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