Can You Finance Breast Augmentation?

This year marks 60 years since the first breast augmentation surgery using silicone implants. While breast reconstruction procedures date to the 1890s, breast augmentation as we know it entered the mainstream in 1962.

Breast augmentation persists as one of the most popular cosmetic surgery procedures, and silicone remains the standard for breast implants. However, thanks to surgical advancements and design refinements, modern patients have more choices regarding how their implants look and feel. Likewise, those considering breast augmentation today have more payment options than either paying thousands of dollars upfront or charging the procedure on their credit cards.

Breast augmentation is an aesthetic procedure, and most health insurance plans do not cover breast augmentation except in breast reconstruction procedures. In addition, the cost of breast augmentation, which we’ll explore in more detail below, often prohibits those who desire the procedure from following through.

LendingUSA is a leader in consumer loans. In addition, they offer cosmetic surgery financing so you can achieve the appearance you want when you’re ready. Before committing to breast augmentation or another cosmetic surgery procedure, please consult with a board-certified plastic surgeon and other healthcare providers as applicable.

Breast Augmentation Costs

Breast implant type and the breast augmentation surgical approach are just two factors in the cost of breast augmentation surgery. In addition, your surgeon’s experience level and market location, as well as associated fees, will also affect your breast augmentation costs.

The typical cost of a breast augmentation surgery is about $4,500, according to the latest American Society of Plastic Surgeons (ASPS) survey. However, the ASPS points out that this figure is only part of the total price based on the surgeon’s fee; it does not include anesthesia, facility use, and other related costs.

Additional breast augmentation costs may include:

  • Anesthesia expenses

  • Surgical facility fees

  • Any necessary medical tests

  • Prescription medications

The American Board of Cosmetic Surgery (ABCS) quotes breast augmentation costs may ultimately reach about $12,000.


Benefits of Breast Augmentation Financing

A consumer loan for breast augmentation gives you the money you need when you’re ready to fulfill your aesthetic aspirations. LendingUSA offers cosmetic surgery loans with high maximum loan amounts, so you have the financial power to pursue your new look on your terms.

Unlike traditional lenders, LendingUSA can approve a spectrum of consumers, including those with low credit scores. Unlike credit cards, LendingUSA provides straightforward terms, fixed rates, and fixed monthly payments that fit your budget. In addition, there are no prepayment penalties and no interest on the principal for select loans if the loan is paid in full within six or 12 months of the initial disbursement date, as applicable.

You can apply in minutes and receive a pre-approval decision just seconds later. LendingUSA also lets you check your rate before finishing your application without affecting your credit score.

LendingUSA: Your Partner in Cosmetic Surgery Financing

If you are considering any cosmetic surgery treatment, it’s essential to first consult with an accredited plastic surgeon and other health professionals as necessary.

When you’re ready to consider cosmetic surgery financing, LendingUSA is here to support you. LendingUSA’s award-winning consumer financing service hasn’t been around quite as long as breast augmentation, but we have processed over $33 billion in borrower loan requests since 2015.

We are dedicated to customer service, and we’re proud to boast a nearly perfect BirdEye rating, scoring  4.8 out of 5 stars.

The medical information in this post is for informational purposes only. Please consult with a doctor or other healthcare professional regarding any medical diagnosis or treatment options.

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