Should You Use GoFundMe to Pay for a Funeral?

An unexpected loss can be devastating—not only emotionally, but also financially. Many people turn to GoFundMe and other platforms to raise money for funeral costs because they feel stuck. But using GoFundMe to pay for a funeral may be more stressful than it’s worth. Let’s take a look at a few reasons why.

Using GoFundMe to raise money can be slow. Funerals and memorial services are often time-sensitive occasions, which means families often need funds urgently. Although fundraising platforms can be great for more long-term expenses, it can take months of intensive fundraising to have enough to cover a funeral. Certain faith traditions require followers to say their final goodbyes as soon as possible, often within the first 24 hours of death. This can create even more pressure for families trying to find the best way to pay for memorial expenses.

The outcome is unpredictable. Even with all the time in the world, there’s no guarantee that you’ll raise the money you need. When all is said and done, you may still need to sacrifice the wishes of your loved one because they’re simply too costly. Fundraising sites like GoFundMe don’t offer any requirements or terms and conditions to ensure a successful outcome. Therefore, the entire process can keep families in a state of anxious anticipation on top of their grief.

The process is disorganized, especially if you’re using multiple platforms. Money raised during a fundraiser often trickles in slowly. If you’re using more than one platform, it can also be difficult to keep track of how much has been raised and where it’s going—you’d need a full-time accountant just to manage the process!

So if GoFundMe isn’t the best way to pay for a funeral, what’s the alternative?

Many funeral home owners understand the importance of offering payment options beyond simply paying up front in full. Financing a funeral isn’t just doable, it’s actually very common—and often includes fewer fees than the credit card option. LendingUSA offers fixed payment options and fixed terms, with no interest on your principal if you pay off your loan within six months. More and more funeral homes are offering payment plans to pay for funeral expenses through LendingUSA.

Discover a more predictable, cost-effective, simpler way to pay for funeral costs. Visit our funeral page to learn more.

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